Appraisal services for Madison and Madison County homeowners

Check out the top seven reasons why MS homeowners use Lenoir & Associates, LLC:

Pre-listing appraisals (whether they're selling the home on their own or using an agent)
Challenge a property tax assessment
To cut your monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If real estate needs to be divided because of a divorce
To settle an estate in MS by determining the true market value of real estate in question

Need help determining the price of your house in or near Madison, MS?
Contact Lenoir & Associates, LLC.

We at Lenoir & Associates, LLC understand the special needs of a customer seeking appraisal services. Our customary business clients understand the appraisal process and the standard "products" we deliver to them. Being a person not in the real estate business that most likely doesn't see an appraisal every day,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Lenoir & Associates, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value estimation than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut costs for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. Lenoir & Associates, LLC is veterans in helping customers just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in a local area that's going down or is not appreciating as much as other properties nearby. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal from Lenoir & Associates, LLC is your strongest weapon.

Recently got a freeze your HELOC?

If your home is close to a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow standpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Lenoir & Associates, LLC can help you reinstate your home equity line of credit with an expert appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would wish to have a professional double-check it for verity or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Lenoir & Associates, LLC can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.